Copyright © 2003-2018 PDV Financial Management. All rights reserved. By accessing PDV’s website, you agree to all of the following. All material contained herein is copyright protected and may not be reproduced in any manner without PDV’s written permission; it is also subject to change without notice. This website is intended to be a source of general financial information, and discussion of specific securities are not (and shall not be relied upon as) recommendations or specific investment advice for any visitor to this website to buy or sell such securities, nor should anything on this website be construed as PDV’s solicitation or offer to effect transactions in securities, or rendering of personalized financial advice. Visitors to this website should consult qualified financial advisors regarding their particular situations prior to taking any specific action. This website is intended solely as an alternative informational method for prospective clients who are U.S. residents to learn more about PDV and thereafter to contact us; it is not intended for or directed at any persons residing in jurisdictions in which PDV does not have the required licenses to conduct business. The contents of this website have been compiled from data and sources believed to be reliable, but PDV does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness or relevance of any such information, whether linked to PDV’s website or incorporated herein. When you choose to click on links appearing on this website, you may leave our website and be transferred to other websites. PDV does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness or relevance of the content on these other websites. Any such links to other sites are only for convenience and informational purposes. You should also note that PDV (and its employees and associated individuals) may, at times, have positions in securities and investments discussed on this website, and may make additional purchases or sales. A copy of PDV’s written disclosure statement discussing its business operations, services and fees are available upon request. If there is any material on this website that is confidential and password-protected, access to these areas is restricted to authorized users only. The user is responsible for maintaining the confidentiality of the password.